While bulls argue that large insurance brokers do not heavily participate in personal lines or small commercial markets, BofA counters that years of constant “tuck-in M&A” have created a “snowball effect.” Hundreds of small acquired shops have brought a significant amount of low-complexity, small-ticket business under the umbrellas of large brokers, a vulnerability that is often obscured by subpar public disclosures. Furthermore, even large-case, complex business—which is unlikely to face direct disintermediation—could experience pricing deflation as AI demystifies the insurance markets for sophisticated corporate buyers.
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人 民 网 版 权 所 有 ，未 经 书 面 授 权 禁 止 使 用。关于这个话题，雷电模拟器官方版本下载提供了深入分析
合同解除后，保险人应当将自合同解除之日起至保险期间届满之日止的保险费退还被保险人。